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September 08, 2026

Can A Home Security System Decrease Insurance Rates In Phoenix?

Absolutely! Most insurers provide discounts for home security systems in Phoenix, frequently ranging from 5 to 20% based on several different factors. Discounts vary widely according to the insurer, where you reside, and the type of system you choose. See how to get the most savings while giving your family the highest level of protection

Why Do Insurers Offer Home Security Discounts?

Security systems lower the risk of burglary, which means it’s less likely the insurer will have to pay a covered claim. If you have monitored smoke detectors, CO sensors, and water sensors linked to your home’s security, the potential for damage due to fires and flooding goes down as well. You help the insurer by minimizing their payout risk. As a result, they’re willing to offer a premium discount.

What Phoenix Home Security Systems Give You The Best Discount?

It’s only natural that you wish to maximize your savings. Here are some tips:

  • Choose professional monitoring. A system monitored by professionals is the best choice for your family, and it’s typically required by insurance providers to be eligible for a discount. Gain peace of mind and save some money in the process.

  • Include monitored safety alarms. You’ll likely earn even more savings by minimizing the risk of damage due to carbon monoxide leaks, fires, and flooding. Having your smoke alarms, CO detectors, and water sensors professionally monitored also supplies your family a critical backup during emergency situations.

  • Choose a well-rounded system. Installing a full-featured defense with video surveillance, motion sensors, door and window sensors, smart locks, and more, will be seen positively by the insurance company and result in a bigger discount.

Setting up a surveillance camera by itself won’t instantly qualify you for a discount. Keep in mind that your system needs to be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Phoenix

The initial step to lowering your premiums is to call the insurance provider after you install your home alarm system. They will likely want to see proof such as a certificate of installation or a monitoring contract. Top home security companies like ADT have experience with insurers and can assist with the necessary documentation.

ADT Systems Meet The Requirements For Insurance Discounts

Choose the best protection for your household and enjoy an insurance discount with an ADT security system in Phoenix. Backed by the most extensive monitoring network in the country, ADT gives you unmatched round-the-clock professional monitoring. You’ll also benefit from comprehensive systems with video surveillance, smart locks, safety alarms, and much more.

How Much Could You Save? Create Your New ADT System In Phoenix Today

The true perk of ADT alarm systems is the outstanding protection they provide for your Phoenix family. Getting a discount on your home insurance is an added bonus. Customize your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (602) 649-6096 or complete our form on this page.

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